Home

It’s Your Life

 It’s Your Money.  It’s Your Time.

Less Than Excellent Credit

Robs You of Time and Money

You pay more for money and services!

Does your Credit Report Tell the Truth about You?

Probably not. Credit scores are based upon information reported on a consumer’s credit  profile. The 3 main credit bureaus maintain credit profiles on more than 100 million Americans. Unfortunately, statistics show that approximately 3 out of every 4 credit profiles contain potentially serious errors. Here are some alarming statistics about credit reports:

  • 79% of credit reports contain some type of error.
  • 25% of all credit reports contain errors serious enough to result in the denial of credit.
  • 29% of consumers have variances of 50 points or more in their credit scores as reported by each of the three major credit bureaus.
  • 54% of credit reports contain personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect

30% of credit reports contain credit accounts that had been closed by the consumer but incorrectly remained listed as open.

These errors are costing consumers billions of dollars in unnecessary costs.

How much is inefficient and inaccurate reporting cost you?